Private Credit Risks, Active EFT's & Why Investment Strategy Matters More Than Fund Type

Are cracks beginning to form in private credit markets — and does fund type really matter as much as investors think? In this episode of The Point Podcast, we explore private credit risks, active ETFs vs. mutual funds, and why a thoughtful investment strategy should always come before chasing trends.

Enjoy Episode 22 of The Point Podcast

In this episode of The Point Podcast, Landis Wiley and Chief Investment Officer Allen Wallace take a closer look at growing concerns within private credit markets, including liquidity challenges, redemption gating, rising defaults, and the increasing scrutiny surrounding non-bank lending structures.

The conversation then shifts into one of the most common questions investors ask today: active ETFs vs. mutual funds — and whether fund type should play a major role in portfolio decisions.

Allen shares how Basepoint Wealth approaches portfolio construction by focusing first on investment strategy, manager quality, valuation, liquidity, transparency, and long-term risk management rather than simply chasing trends, low expense ratios, or the latest investment products.

Topics discussed include: ✔ Private credit risks and non-bank lenders ✔ Liquidity issues and redemption caps ✔ Active ETFs vs. mutual funds ✔ Active vs. passive investing ✔ Tax efficiency and portfolio management ✔ Investment selection and risk management philosophy

Have questions about how your portfolio is positioned in today’s environment? We’re always here to help you make sense of what’s happening and what it means for your financial plan.

We hope you’ve gained some valuable insights or maybe even a fresh perspective on our topic today. We would love to hear from you with your questions or specific topics you would like us to cover.

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About the Basepoint Wealth Podcast

Hosted by Landis Wiley and featuring insights from Chief Investment Officer Allen Wallace, the Basepoint Wealth Podcast explores timely financial topics with clarity and purpose. Through candid conversations and expert commentary, we help listeners cut through the noise and focus on what matters most in building a confident financial future. Basepoint Wealth is a fee-only fiduciary firm with offices in Cedar Rapids, Dubuque, and Davenport, Iowa. We offer transparent, personalized financial advice designed to align your wealth with your goals—because from here, you can go anywhere.

Basepoint Wealth, LLC is a registered investment advisor. Please visit www.basepointwealth.com for more information and important disclosures.